Built for the Steady
Ascent of Long-Term Wealth
Inspired by the height of Mount Everest, 29k was founded on a simple belief: long-term wealth creation requires the same discipline, preparation, and resilience that serious climbs demand.
Our advisory practice is built around navigating that journey through structured Financial Planning and Investment Advisory.
Trust in Principle. Discipline in Practice.
29k Investment Advisers Private Limited was established in Bangalore in 2008 and was among the early SEBI-registered Investment Advisers in the city following the introduction of the Investment Adviser regulations in 2013.
Our advisory practice is built around disciplined process, structured oversight, and long-term continuity. Every engagement follows a documented framework that includes regular reviews, formal reporting, annual reassessment, and paperless execution support where applicable.
Where Strategy Meets Structure
Our Financial Planning and Investment Advisory relationships are built around long-term thinking, disciplined oversight, and continuity, supported by structured reviews, portfolio strategy, and ongoing financial analysis.
As a SEBI-registered Investment Adviser, we work with high-net-worth individuals and families across India and internationally, including non-resident investors navigating cross-border financial considerations.
Financial Planning
Build a clearer understanding of financial position, long-term objectives, liabilities, cash flows, and risk profile through a structured planning framework.
Investment Advisory
Navigate Indian and global markets through disciplined portfolio strategy, asset allocation, rebalancing guidance, and ongoing investment oversight.
How We Navigate the Financial Journey
Introductory Meeting
We begin every engagement with a no-obligation introductory meeting to understand whether there is alignment between the client's needs and our advisory approach.
Discovery Process
Our discovery process takes place across two meetings, where we review our client's financial position, long-term goals, and existing investments at a macro level. We then build an initial financial dashboard around the information shared to establish a clearer view of the overall financial landscape.
Formal Onboarding
Once both parties decide to proceed, we begin onboarding through KYC documentation, an investment advisory services agreement, and completion of a structured risk profiling assessment.
Ongoing Advisory
Through guided advisory, we conduct system-scheduled progress meetings every eight weeks, alongside annual financial analysis reviews, portfolio rebalancing guidance, and documented reporting.
Review and Continuity
We continue to reassess, review, and refine the advisory relationship over time to ensure ongoing alignment with our client's evolving financial priorities and long-term objectives.
The 29k Approach
Experience Built Through Practice
Nearly two decades of advisory experience shaped through real market cycles, evolving client needs, and long-term relationship management expertise.
Regulation Adopted Early
We applied for SEBI Investment Adviser registration when the framework was introduced, becoming one of Bangalore's first registered advisers.
Advisory Before Acquisition
Our three-meeting discovery process helps determine mutual fit before any formal engagement begins, allowing either party to step away.
Indian and Global Market Perspective
We advise clients across India and international markets, including non-resident investors navigating cross-border structures, currency dynamics, and regulatory complexity.
Designed for Long-Term Alignment
Our SEBI-governed fee structure supports long-term alignment by keeping client outcomes at the centre of every advisory relationship built.
A Boutique Practice by Conviction
We build structured, ongoing advisory relationships designed around continuity, disciplined oversight, and long-term financial alignment rather than transactional engagement.
From Philosophy to Practice
The name 29k comes from the height of Mount Everest: 29,029 feet above sea level, inspired by the parallels between climbing a mountain of that scale and building lasting wealth.
Both demand discipline, patience, resilience, and the ability to navigate real risk over long periods of time. That thinking continues to shape how we approach advisory relationships today.
Perspectives That Matter
View All InsightsQuestions, Thoughtfully Answered
We primarily advise high-net-worth individuals and families seeking a structured, long-term approach to Financial Planning and Investment Advisory. We also work with non-resident investors navigating cross-border financial considerations and currency-related complexities.
Financial Planning focuses on understanding your overall financial position, including assets, liabilities, cash flows, insurance, and long-term objectives. Investment Advisory focuses on portfolio strategy, asset allocation, investment oversight, rebalancing guidance, and ongoing portfolio reviews. The two disciplines often work together within a broader advisory relationship.
Every engagement begins with a no-obligation introductory meeting followed by a structured discovery process. This allows both parties to determine whether there is genuine alignment before entering into a formal advisory relationship.
Our onboarding process is intentionally designed to protect the client before it serves the firm. Rather than rushing into an engagement, we use a structured discovery process to understand objectives, financial circumstances, and expectations. Both parties remain free to step away before any formal commitment is made.
No. We do not hold custody of client funds or assets. Clients retain full ownership and control of their investments at all times. Our role is to provide regulated investment advisory services and ongoing strategic guidance.
Clients enrolled in Guided Advisory participate in system-scheduled progress meetings every eight weeks, alongside annual Financial Analysis Reviews and ongoing portfolio oversight.
Yes. We work with clients across India and internationally, including non-resident investors. Where relevant, we consider cross-border financial exposure, currency dynamics, and jurisdiction-specific factors as part of the advisory process.
Guided Advisory is our primary engagement model. It is an ongoing advisory relationship that includes structured reviews, portfolio oversight, regular progress meetings, reporting, rebalancing guidance, and long-term strategic support.
On-Demand Advisory is designed for clients seeking periodic strategic guidance rather than continuous portfolio oversight. It is generally suited to specific situations where ongoing advisory support is not required.
Advisory fees are governed by SEBI Investment Adviser Regulations and the applicable circulars issued thereunder. The applicable fee structure, billing methodology, and engagement details are explained during the onboarding process and documented within the Investment Advisory Services Agreement.
Yes. Our minimum engagement is generally for portfolios of ₹50 lakhs and above, or a minimum annual advisory fee of ₹50,000 exclusive of GST. Specific suitability and engagement requirements are discussed during the consultation process.
You can submit the consultation form on the website, and our team will contact you to arrange an introductory discussion. The consultation allows us to understand your objectives and determine whether there is alignment with our advisory approach.
Yes. 29k Investment Advisers Private Limited is a SEBI-registered Investment Adviser (INA200000365) and a member of BASL (BASL 1701).
No. Registration granted by SEBI, membership of BASL, and certification from NISM do not guarantee the performance of the intermediary or provide any assurance of returns to investors. Investments in securities markets are subject to market risks, and all investment decisions should be made after carefully reviewing the relevant documents.
Make Financial Decisions With Greater Clarity
Navigating changing priorities or market environments?
Our team is here to understand your long-term objectives, and the path you are looking to build over time.